What’s Considered Standard In Home Insurance Coverage?

While policies can be extremely customized and can differ greatly; there are some standard features included in almost every home insurance plan, including the following:

– Building coverage – covers all types of risk including fire, wind and collapse.
– Contents – your personal property.
– Personal liability – should someone get hurt while visiting your home.
– Additional living expenses – for temporary accommodations and expenses if you cannot live at home due to a covered loss or damage.