We stress that the cheapest insurance isn’t always best, yet understand how much every dollar counts these days. McClelland Insurance Brokers has a wide range of discounts to help you save more. Have a house? Multiple cars? Boats? Be sure to discuss all your property insurance needs with our brokers who will review each account to make sure you save the most on your insurance package. Here are some of the discounts we can offer:

  • Age of Insured– With age comes wisdom, and savings on your residential insurance including home, condo & tenants.
  • Age of Building – Buildings built within the last 20 years can be eligible for additional discounts.
  • Alarm – If you have monitored burglar or fire alarms, you could be eligible for additional discounts
  • Claims Free – If you’ve been claims free for the past 3 years, you can save on your residential insurance including home, condo & tenants.
  • Conviction Free – For drivers with no convictions on their record, save up to 15%
  • Credit Score – Having good credit can save you money on your residential insurance, including home, condo & tenants. Our Brokers will discuss this option with you in more detail and obtain your consent before obtaining a quote based on credit scoring.
  • Driver education – If a young driver has completed a certified driver training course save up to 10%
  • Farmer’s Auto – If an automobile is used on a farm, and the farm is the driver’s sole source of income, save up to 40%
  • Graduated Licensing – If a driver has gone through Ontario graduated licensing, save up to 10% on their first year of insurance. For subsequent years the driver is rewarded with an improved driving record through their years of experience.
  • Hybrid – For automobiles powered by a hybrid or electric engine, save up to 5%
  • Mortgage-free – If you don’t have a mortgage, you can save up to 20% on your homeowners or condo insurance.
  • Multiple Auto – Insure all your automobiles with us and save up to 25%
  • Multiple Motorcycle – Have a few bikes to insure? Save up to 10%
  • Loyalty – For people insured with the same insurance company for 3 years, save up to 5%
  • Non-smoker – Save up to 5% on your residential insurance including home, condo & tenants if there are no smokers living in the premises.
  • Packaged policy – If your policy is packaged with additional insurance products like a home, auto, condo, motorcycles, toys, etc. save up to 30%
  • Retiree – If the principal operator of a vehicle is retired, save up to 5%.
  • Students Away from Home – For occasional drivers who are living away from home while attending school or a co-op term, save up to 50%
  • Toys – Save up to 20% on toys like ATVs & snowmobiles when packaged with auto insurance.
  • Winter tire – The roads can be treacherous during our Canadian winters. If you install winter tires on your car, you could save up to 5%.