There has been a recent trend of both increasing litigations and court awards in Ontario. To be adequately protected we’re now recommending people carry 2 or 5 million dollar liability limits. Those who volunteer for not for profits, community organizations, or condo boards face increased exposure as many of these types of boards don’t carry their own insurance.

An Umbrella Liability policy tops up your existing property and auto liability limits. This can be a more cost effective way to buy extra coverage compared with the alternative of topping up your property and auto limits independently. Umbrella policies also top up limits on toys like ATVs and watercraft. Give us a call today to see if and umbrella liability policy is right for you and your family.