Health & Wellness
Many Canadians turn to health and wellness providers to complement their overall health care regimen. Practitioners such as physiotherapists, chiropractors, naturopaths and many more provide a vital service that help maintain a person’s physical and mental wellbeing. As a health and wellness provider, you also need to take care of your businesses’ health with the right insurance solutions so that you can continue caring for your patients and customers.
Why you should choose our insurance brokerage for your health and wellness business
Property Insurance
Coverage for your clinic or office, including equipment and computers against theft, vandalism, fire, and more.
Professional Liability Insurance
Coverage for legal costs in the event that you are sued for negligence or errors during the course of your work as health and wellness provider.
General Liability Insurance
Coverage for legal costs and damages in the event that you are sued as a result of an injury or property damage that occurred within your premises during the course of your work as a health and wellness provider.
Cyber Liability Insurance – optional coverage to cover costs of managing a data breach, legal liability and financial loss
As more businesses go online to manage operations and reach customers, the risks of cybercrime increase and can be costly to repair.
Key Coverage
Common Claims
General Liability
A patient slipped and fell during a physiotherapy session and they sued you for bodily injury.
Professional Liability
During a chiropractic appointment, you fail to notice an existing injury that was aggravated by the treatment you recommended and your client sues you for neglect.
Cyber
You fell victim to an email phishing incident and your clients’ personal information was stolen, requiring specialists to repair your system, provide credit monitoring and legal defence.
Property Damage
The building of your clinic caught fire and the equipment such as massage tables, exercise equipment and computers were burned and needed to be replaced.
The content on this page is for information only. The insurance products described are subject to terms, conditions, limitations and exclusions that are outlined in the policy wording. Please refer to the policy wording for complete details.