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Personal Property

Home, condo, and tenant insurance

Your home is your sanctuary and you want to make sure that your property and possessions are protected. Whether you own your home or condominium, or you’re a renter, we can provide you with an insurance policy that suits your situation. 

Key Coverage

Here are just a few reasons why you should choose our insurance brokerage for your property insurance needs:

All home, condo and tenant insurance policies include the following coverages: additional living expenses if you need to leave the home such as in the case of a mandatory evacuation order, and personal liability to cover your legal costs if you accidentally hurt or damage someone’s property anywhere in the world.

Home insurance: Our policies provide coverage for loss or damage to the home and other structures such as a shed or detached garage; contents of the home such as clothes, furniture and appliances; additional living expenses, and personal liability. 

Condo insurance: Our policies provide coverage for loss or damage to contents such as clothes and furniture; upgrades made to the unit such as floors and cabinetry; loss assessment which in the event of a claim, covers your portion of the condo corporation’s insurance deductible; additional living expenses, and personal liability.

Tenants insurance: Our policies provide coverage for loss or damage to contents such as clothes and furniture, additional living expenses, and personal liability

• Optional coverages such as overland water, sewer back-up, identity theft and more

Contact us today to learn more about our property insurance coverage and to get a free quote. We are committed to providing you with the best possible coverage at an affordable price.

Common Claims

• Weather: Severe weather events are becoming more common and damage to your home caused by fires, windstorm and hail can be costly to repair. If you’re under a mandatory evacuation order, expenses such as temporary accommodation may be covered. 

• Theft: A break and enter incident can result in a significant cost to replace belongings that have been stolen 

• Water: With warmer than normal temperatures, the potential for snowmelt, ice jams and flooding increases that can damage your property. Repairs caused by water damage are covered only if you purchased additional coverage such as overland water or sewer back-up.