Recreational Vehicles (RVs)
Having an RV such as a motorhome, camper or trailer is a great way to do a road trip to explore Ontario, especially in the warmer months. Just like a car, RVs that are motorized, such as Class A, Class B and Class C motorhomes require an automobile insurance policy. And depending on where you’re going and what you’re doing, you may need to purchase additional coverage to ensure that your road trip goes smoothly.
RVs that aren’t motorized, like a trailer, are not required to have insurance – but it’s a good idea to protect your fun and investment with the same coverage.
Here are just a few reasons why you should choose our insurance brokerage for your RV insurance needs:
Vehicle coverage
Required auto insurance coverage plus optional add-ons such as collision or comprehensive coverage.
Liability
Covers your legal costs if you injure someone or damage their property while using your RV, whether it is being driven or parked and used as a residence.
Personal Belongings
Covers loss or damage to the items inside your RV such as furnishings, electronics, clothing and camping gear.
Optional coverages designed for the RVing lifestyle
There are many coverage add-ons that you can purchase to protect your RV lifestyle such as emergency roadside assistance and emergency vacation expenses.
Key Coverage
Common Claims
Auto Accidents
With an RVs big size come challenges in maneuvering these vehicles that can lead to collisions. RVs are also susceptible to theft and damage from severe weather because they are located outdoors for extended periods of time.
Personal Property
RVs usually contain electronics and other valuable items and are easy targets for thieves.
Liability
An RV was involved in a car accident heading to a campground and was sued for damages, leading to substantial legal costs.
Contact us today to learn more about our insurance coverage for recreational vehicles and to get a free quote. We are committed to providing you with the best possible coverage at an affordable price.
The content on this page is for information only. The insurance products described are subject to terms, conditions, limitations and exclusions that are outlined in the policy wording. Please refer to the policy wording for complete details.